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2025 Real Estate Measures Shift Toward Policy Focused on Actual Homebuyers
AI 3-line summary
- On June 27, 2025, the 2025 Real Estate Measures, which include tighter mortgage lending rules, were announced at the 'Emergency Household Debt Review Meeting.'
- Mortgage loan limits in the capital area and regulated zones are capped at 600 million won, new loans are banned for multiple homeowners, and 2.5 million homes will be supplied over the next five years.
- The loan-to-value (LTV) ratio for first-time buyers falls from 80% to 70%, and moving in within six months of taking out a loan is mandatory, so actual homebuyers must plan their finances carefully.
Summary written by AI from the original article · 88 languages
Read the full article (machine translation) → Original article (Korean): 2025부동산대책, 실수요자 중심 정책으로 방향 선회
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