Seoul Pushes to Ease Repayment Burden for Small Business Owners: Lower Surcharge Rates and No Early Repayment Fees

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1. Seoul will provide 2.4 trillion won in small and medium business support funds this year, cutting the surcharge interest rate by 0.1 percentage point and fully waiving early repayment fees.
2. The surcharge rate on cooperative funds with 16 commercial banks will drop from 1.7–2.2% to 1.6–2.1%, and 2.2 trillion won in policy funds will be joined by 200 billion won in special guarantees.
3. Applications will be accepted from January 2 through the Seoul Credit Guarantee Foundation mobile app and other channels, while funds for vulnerable business operators and the Ansim Account will be announced separately.

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